Terms and Conditions
These are the Terms and Conditions for the use of Retiring Richie (retiringrichie.com ) – ‘the website’ or ‘this website’ throughout the rest of this page. The website belongs to Richie Sills – ‘me’, ‘my’ or ‘I’ throughout the rest of this page.
These Terms and Conditions were last updated on 22 July 2022.
I reserve the right to make changes to these Terms and Conditions at any time.
Your continued use of, or access to, the website following the posting of any changes constitutes acceptance of those changes. You can be kept up to date by bookmarking this page.
Acceptance of terms
By accessing and using this website, you accept and agree to be bound by the terms and conditions of this agreement.
In addition, when using this website’s particular services, you shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time. All such guidelines or rules are hereby incorporated by reference into the Terms and Conditions.
If you are under 18 years old, you must ask your parent or guardian to read and accept these terms on your behalf.
ANY PARTICIPATION IN THIS WEBSITE WILL CONSTITUTE ACCEPTANCE OF THIS AGREEMENT. IF YOU DO NOT AGREE TO ABIDE BY THE ABOVE, PLEASE DO NOT USE THIS WEBSITE.
These Terms and Conditions shall be governed by, and construed in accordance with, English law and you agree to submit to the exclusive jurisdiction of the English Courts.
If any provision(s) of these Terms and Conditions is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties and all other provisions shall remain in full force and effect.
My failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.
The nature of the website
This website is a blog.
Posts are made about a variety of topics including Wealth, Health, and Hobbies.
Unless stated otherwise, all posts are made by me. They represent my opinion only – I do not post the opinions of any organisations that I may refer to in the posts.
The materials contained in this website are protected by applicable copyright and trademark law.
Consequently, you may only view, print out and use the website for your own personal, lawful, non-commercial use, provided that you do not:
- Remove any copyright or other proprietary notices contained on the website;
- Use the website in any manner that may infringe any of my rights or the rights of a third party; or
- Reproduce, modify, display, perform, publish, distribute, disseminate, broadcast, frame, communicate to the public or circulate to any third party or exploit the website in any way, including for any commercial purpose, without prior written consent.
Content posted to the website
I may, but have no obligation to, monitor, edit or remove content that I determine in my sole discretion to be unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms and Conditions.
You agree that the content you submit will not violate any right of any third party, including intellectual property rights, privacy, personality or other personal or proprietary rights.
You further agree that your comments will not contain defamatory or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the website or any related website.
You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead me or third parties as to the origin of any comments.
I am not liable for any content posted by other users which is available on the website. In the event that you believe such content infringes any rights or is illegal, then you should let me know so that I may investigate.
I am not a professional in relation to the content posted on this website. The information provided on this website is based on my personal experience and is not to be construed as professional advice.
This website and its components are offered for informational and/or entertainment purposes only; this website shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the website, and shall not be responsible or liable for any error or omissions in that information.
Any reliance on the material on this website is at your own risk.
You acknowledge that the website is provided “as is” and on an “as available” basis, and (to the fullest extent permitted by law), is provided without any guarantee, conditions or warranties.
The content on this website is for informational and educational purposes only and should not be construed as professional financial advice.
By using the website, you agree that the information provided does not constitute professional advice and no advisor-client, or other, relationship is created between us.
You should not consider the use of this website to be a substitute for obtaining advice from a professional financial adviser.
Investment strategies discussed on the website may involve risk and may not be suitable for all investors. You should always fully evaluate any investment that you are interested in and not rely solely on the information provided by the website.
I am not responsible for the content of external websites that this website provides links to.
Please note that the value of investments, and the income derived from them, may fall and you may get back less than you invested. Past performance is not a guide to future performance. No investment is suitable in all cases and if you have any doubts as to an investment’s suitability then you should contact a professional financial adviser.
This website provides general information and discussions about health and related subjects. The information and other content provided, either on the website or in any linked materials, is not intended to be, and should not be construed as, medical advice, diagnosis, or treatment. Nor is the information a substitute for professional medical expertise or treatment.
If you or any other person has a medical concern, you should consult with your health care provider or seek other professional medical treatment. Never disregard professional medical advice or delay in seeking it because of something that you have read on this website or in any linked materials. If you think you may have a medical emergency, call your doctor or emergency services immediately.
To the maximum extent permitted by law:
- I disclaim all liability whatsoever, whether arising in contract, tort (including negligence) or otherwise in relation to this website, third party websites, links to third party websites, material and content; and
- All implied warranties, terms and conditions relating to this website, third party websites, links to third party websites, material and content (whether implied by statute, common law or otherwise), including (without limitation) any warranty, term or condition as to accuracy, completeness, satisfactory quality, performance, merchantability, fitness for purpose or any special purpose, non-infringement and title are, as between me and you, hereby excluded.
I make no representation or warranty that this website, and/or any third party websites, will be continuous, uninterrupted, secure or error-free.
I will not be liable, in contract, tort (including, without limitation, negligence), under statute or otherwise, as a result of or in connection with this website, any third party websites, links to third party websites, the material, content, downloads or any products or services offered on or through this website or a third-party website, whether by me or on my behalf, for any:
- Economic loss (including, without limitation, loss of revenues, profits, contracts, business or anticipated savings); or
- Loss of goodwill or reputation; or
- Special or indirect or consequential loss.
If I am liable to you directly or indirectly in relation to this website, any third party websites, links to third party websites, the material, content, downloads or any products or services offered on or through this website or third party website, that liability (howsoever arising) shall be limited to the sums paid by you in consideration for me granting you membership to this website.
Nothing in these Terms and Conditions shall be construed as excluding or limiting my liability for death or personal injury caused by my negligence or for any other liability which cannot be excluded by English law.
This website is controlled and operated by me in the UK. I make no representation that the material contained on this website is appropriate or available for use in other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws if and to the extent local laws are applicable. Some jurisdictions do not allow the exclusion of implied warranties or limitations on applicable statutory rights of a consumer, so the exclusions and limitations in this section may not apply to you in whole or part.